About Us

Optimum Savvy Solutions is a credit repair business with a unique origin story. The founder, Earl Armstrong, started repairing his own credit over 20 years ago after a personal financial crisis. In their own words, “I lost my house and had to file for bankruptcy.” I was in a two-bedroom apartment with nothing but my determination to get back everything I lost.”

At that time, I made a life-changing decision to repair their own credit and get everything back. I knew that rebuilding my credit was a necessary step to get my life back on track. I worked tirelessly for about two years, learning everything there was to know about credit repair, and using their knowledge to fix my own credit. It was not an easy journey, but I persevered, and in the end, I achieved my goal. I got their house, car, and credit cards back, and I even managed to get their credit scores up to 800. During this time, I realized that there were many others like them who were struggling with poor credit and were not aware of the resources available to them. I saw an opportunity to use my expertise and experience to help others repair their credit and improve their financial situation. That is how Optimum Savvy Solutions was born.